of it usually falls under the term closing costs! Be a smart and savvy consumer, if you see a fee that you don't understand or doesn't seem right - speak up! Some mortgage lenders try to sneak in any fee they can think of to make a few extra dollars profit. Understanding these three terms can help make you a more informed home buyer and help you find the mortgage that is right for you. As with any product, it is important to shop around for a mortgage when you are considering buying a house. Even a small change in the interest rate between two lenders can often to amount to thousands of dollars in savings. Don't be afraid to comparison shop - it's your money after all! Title: 30 Year vs. 15 Year Mortgages Word Count: 375 Summary: Discussions of mortgages often focus on interest rates, but there is a much more basic decision to make. Should you go with a 30 year mortgage term or a 15 year mortgage term? Keywords: mortgage, term, mortgages, loan, loans, interest, payments, interest rates Article Body: Discussions of mortgages often focus on interest rates, but there is a much more basic decision to make. Should you go with a 30 year mortgage term or a 15 year mortgage term? 30 Year vs. 15 Year Mortgages Any discussion of mortgages tends to turn on two points. How can you qualify for the most money with the lowest payment? How can you get the lowest interest rate for the mortgage? While these are two important issues, there is an addition one that people fail to consider, resulting in significant wasted money. The term of a mortgage is extremely critical for a couple of reason. First, it sets the length of the obligation you are undertaking. Second, it defines the amount of interest you are going to pay over the life of the loan. These are huge issues when it comes to building equity. The longer the loan, the more total interest you are going to pay. The trade off, of course, is you are going to have smaller monthly payments the farther you stretch out the obligation. While this may sound like a good goal when you first get the mortgage, it can backfire on you in the long run. Most people focus on interest rates as a way to save money on mortgages. This is a valid approach, but playing with the length of the loan is a better way to save money. If you can cut the payments in half by going with a shorter loan, you can save huge amounts on the total interest repaid to a lender. The decision on the term of the loan is relatively simple, but entirely dependent
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Tifany Sabina Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Tifany Sabina Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Tifany Sabina Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Tifany Sabina Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
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Tifany Sabina Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Tifany Sabina Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Tifany Sabina Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Tifany Sabina Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Tifany Sabina Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Tifany Sabina Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs.
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