and letting you know how much home you can qualify for based on the numbers you provide. Another level of pre-approval is for the mortgage professional to run the loan through automated underwriting (getting more technical, here) to get an approval provided that all your info can be verified. The highest level would be running the loan through a lender and actually doing all the verifications. Obviously, the higher level of pre-approval gives you more to stand on and carries the most weight when bidding on a home. In any case, your mortgage professional should provide you with a letter stating on what level you are pre-approved. Hopefully by now the picture is clear, call that mortgage professional BEFORE starting your house search. And maybe, just maybe, the process might even be fun. Title: Being prepared when structuring a private residential mortgage note for re-sale. Word Count: 563 Summary: This article discusses the many variables are included in structuring a residential mortgage note for re-sale. Pleas note: this is just a guide. If you have any questions about the mortgage laws in your state please consult a licensed mortgage broker or an attorney in your state. Keywords: questions about selling your mortgage note, find note broker, faq about selling real estate notes, sell my land contract, sell trust deed, mortgages, direct note buyer, note investor direct, sell note Article Body: I have come across many note sellers that ignore the advice of being prepared. Properly structuring a note for resale can be the difference between selling the note fast and with little friction as opposed to selling yourself short or worse, not selling the note at all. In order to properly structure a mortgage note for resale is as follows: 1) Get the biggest down payment possible. 25% is the Note Buyer's ideal amount in a perfect world although, you can definitely get away with 15% - 20% if need be. Anything under 15% equity becomes very risky for a Note Investor. In the case of a down payment under 14% equity, you will have a very tough time getting a high bid on that note. Anything under 10% down, will unlikely sell at all. 2) Make sure you (the seller), pull credit on the potential borrower. 600 FICO score - 700 FICO score would be ideal. Remember; the worse the credit score is, the bigger the down payment you should require! Make sure you keep a copy of the credit report so you may present to the mortgage note investor underwriting the transaction. As far as
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Arik Alyse Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
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Arik Alyse Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
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Arik Alyse Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Arik Alyse Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Arik Alyse Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Arik Alyse Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Arik Alyse Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Arik Alyse Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs.
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