Word Count: 491 Summary: The federal national mortgage association, better known as Fannie Mae, is an integral part of the mortgage industry. HereÆs an overview on Fannie Mae and what it does. Keywords: fannie mae, federal national mortgage association, mortgage, mortgages, home loans, loan Article Body: The federal national mortgage association, better known as Fannie Mae, is an integral part of the mortgage industry. HereÆs an overview on Fannie Mae and what it does. Fannie Mae û Providing A Little Help Throughout the history of the United States, federal and state governments have used financial programs to modify our behavior. While it sounds draconian, it is actually a fairly bland concept. To stop us from undertaking bad or unhealthy behavior, taxes are levied on things such as cigarettes to motivate us to stop smoking. On the positive side, similar financial incentives are create to promote positive things such as homeownership. Homeownership is often referred to as the American Dream. In truth, it is one of the key factors in maintaining a middle class in our country. Homeownership is, more or less, an involuntary savings plan for most Americans. Property appreciates over time which means you are gaining wealth regardless of what you are doing with your credit cards. Today, more of us own homes than at any point in history. This is due to a number of factors, one of which is the broad availability of mortgages in which we can borrow large sums of money over long periods of time. The federal government through Fannie Mae among other institutions promotes this opportunity. A common mistake is to assume Fannie Mae is a government entity. It is not. The company is a publicly traded entity just like Microsoft, Google or your favorite stock. A second misconception is that Fannie Mae provides mortgages directly to borrowers. Again, it does not. Instead, the company provides liquidity to mortgage lenders so they can continue to provide you with home loans. Fannie Mae was created in 1938 by the federal government. Its purpose was to provide liquidity [money] to a secondary mortgage market. If youÆve ever had a mortgage, you probably have experienced the odd event where your mortgage is sold to another lender. These secondary lenders rarely work directly with the public. Instead, they buy mortgages after the application process and collect the payments. In creating Fannie Mae, the government desired to make sure there was enough money in the secondary market
David J. Robinson Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
David J. Robinson Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
David J. Robinson Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
David J. Robinson Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
David J. Robinson Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
David J. Robinson Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
David J. Robinson Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
David J. Robinson Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
David J. Robinson Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
David J. Robinson Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
David J. Robinson Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
David J. Robinson Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
David J. Robinson Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
David J. Robinson Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
David J. Robinson Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
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David J. Robinson Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
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David J. Robinson Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
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workedDavid J. Robinson Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
wellDavid J. Robinson Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
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David J. Robinson Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
David J. Robinson Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
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1862David J. Robinson Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
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David J. Robinson Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
David J. Robinson Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
David J. Robinson Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
David J. Robinson Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
David J. Robinson Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
David J. Robinson Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
David J. Robinson Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession.
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